Mikrokredit (O'zini-o'zi band qilganlarga)

About loan

O‘zini-o‘zi band qilgan shaxslar uchun ajratiladigan Mikrokredit

Kredit miqdori	Foiz stavkasi	Kredit muddati	Boshlang'ich to'lov	Qaytarish usuli
300 mln so'mgacha	27,99%	48 oy	yo'q	annuitet differensial

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Loan terms

Annual interest rate

27.99%

Maximum loan amount

300 mln. so'mgacha

Credit term

4 yil

Loan target

Garov asosida Mikroqarz

Submission form

By crediting to the card, Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

No (yo'q)

Tariffs for individuals

Size: 21.80 KB
Format: xlsx

Download file

Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet

Download the Information sheet on the main conditions of the loan

Information sheet

FAQs

Still have questions? You can take a look at our Q&A database.

To open FAQs

Terms and Conditions

Required documents

a) ariza;
b) shaxsni tasdiqlovchi hujjat;
v) o‘zini o‘zi band qilgan shaxs sifatida ro‘yxatdan o‘tganligi to‘g‘risida ma’lumotnoma; (Mazkur ma’lumotnoma Davlat xizmatlari markazidan olinadi)
g) ta’minotga doir hujjatlar.

Requirements

Mikrokredit 18 yoshga to‘lgan va 65 yoshdan oshmagan, doimiy yashash joyiga ega bo‘lgan o‘z-o‘zini band qilgan fuqarolarga ajratiladi.

Mikrokredit olayotgan fuqaro o‘zini o‘zi band qilganligi to‘g‘risida ma’lumotnoma taqdim etishi lozim.

Ta’minot sifatida quyidagilar qabul qilinishi mumkin:

- likvidli ko‘char yoki ko‘chmas mulk garovi, bunda ishlab chiqarilganiga 4-yildan oshmagan avtotransport vositasining 75%gacha, ishlab chiqarilganiga 2-yildan oshmagan avtotransport vositasining 85%gacha ta’minotga olinadi. Ko‘chmas mulk esa shahar va tuman markazlarida joylashgan bo‘lishi lozim.

- “Kredit siyosati” va “Kredit ta’minoti siyosati” talablariga javob beradigan fuqarolarga ajratiladi

Security

Jismoniy shaxs kafilligi
Kredit qaytmaslik xatari sug‘urta polisi

Calculate your loan

Necessary amount

1 000 000

soum

from 1 million soum

to 300 million soum

Loan term

from 3 month

to 48 month

Interest rate

27,99

from 27.99 %

to 50 %

Repayment type:

Annuity Differential

Insurance expenses:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

... soum

Issue a loan

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.