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Update date: 29 March 2024, 02:51

Micro-lending

Microloans are allocated in the amount of up to 1,000 (one thousand) minimum wages to support and develop small businesses and private entrepreneurship.

up to 3%
Interest rate
Not limited
Credit term
Not limited
Loan amount
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About loan

Microloans are allocated in the amount of up to 1,000 (one thousand) minimum wages to support and develop small businesses and private entrepreneurship.

Documents

Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents
Documents to be submitted for the consideration of the loan application:
  • Application signed by the borrower indicating the purpose, duration, interest and the collateral to be provided;
  • Copies of the Constituent documents of the borrower and certificates of state registration, and copies of the document should be obtained from the legal documents of the borrower by the Responsible Credit Officer;
  • Business plan with the indication of the forecast of cash receipts (cash flow) to the bank account of the borrower;
  • If the person is a representative of the debtor, a document confirming the right to sign a loan agreement on behalf of the debtor, and a copy of signatures;
  • Financial statements prepared in accordance with Accepted Accounting Standards and signed by the debtor at the last reporting date, including balance sheet and income and cash flow reports;
  • Documents related to the collateral for requested credit;
  • Contracts for the purchase and sale of goods (works and services);
  • Consent of the founders of a legal entity requesting a loan to obtain a loan or to pledge the property of legal entities that pledge their property;
  • Other documents related to the lending process if necessary.
When a credit application is issued for the purpose of construction, real estate reconstruction or capital repair, the following additional documents must be attached:
  • Allocation of land plot for construction (permission of the authorities to construction);
  • Project-estimate documents;
  • State architecture construction supervision permit;
  • Independent expert commission and conclusions of environmental expertise;
  • Contract on insurance of construction risks;
  • Contract between the general contractor and the customer
If a third-party guarantee is provided as a loan collateral, the following additional documents is provided:
  • guarantor organization's constituent documents, financial statements and copies of the auditor's conclusion confirming the satisfactory Financial Conduct;
  • documents confirming the right of the person to sign the contract (obligation) on behalf of the guarantor (Samples of signatures card, etc.);
  • certificate issued by the bank about the financial status of the guarantor account (availability of funds in the account), debts on the payments and on loans;
  • document on the consent of the founders of the guarantor to give a guarantee.
Requirements
The terms of the loan allocation depend on the terms of the coverage of the event being credited, including:
  • Formation of working capital for the borrower to start his activity and development of feasibility study of the investment project - up to 12 months;
  • To private entrepreneurs, peasant farms and other subjects of small business, microcredits for the formation of fixed assets are issued for a period of up to 36 months, without the right to extend the term of the loan;
  • The loan period in financing investment projects is up to 60 months tking into account the project's self-repayment period.
Security
How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account
We are happy to help you
Our consultants are here to help you with all your questions. Just give us a call or request a call back.
If you have any questions, our team will answer them.
1220, +998 95 144-60-00
Single Call Center
Work schedule: 24/7

MyTuron mobile application is equipped with interactive services and a calculator.

Online chat with the Bank's Support Service is also available.

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Convenient
Convenient
Convenient
Remote registration and identification of new customers through My ID system
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Mobile application MyTuron
Scan the QR-code with your smartphone for quick access to all bank services
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Conversion
Conversion
Conversion
Conversion services for convertible foreign currencies
Available in Google PlayDownload to App Store
Mobile application MyTuron
Scan the QR-code with your smartphone for quick access to all bank services
QR code
Payment by QR Code
Payment by QR Code
Payment by QR Code
You can pay for your purchase on the spot by HUMO PAY, QR code.
Available in Google PlayDownload to App Store
Mobile application MyTuron
Scan the QR-code with your smartphone for quick access to all bank services
QR code
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