Microloan “Tezkor” - JSCB «Turonbank»

About loan

A microcredit provided for the development of entrepreneurial activity.

For customers with a primary account:

Loan term	Annual interest rate
up to 36 months	in national currency - 25% in foreign currency - 14%

For customers with a secondary account:

Loan term	Annual interest rate
up to 36 months	in national currency - 25% in foreign currency - 14%

After the loan is allocated to clients with a secondary account, after the clients transfer the main demand account to the relevant BSC and/or BHOS of "Turonbank" within 10 (ten) banking days, the interest rates on the loan may be changed to the interest rate established for clients with a primary account (these conditions must be determined in the loan agreement).

For clients to whom funds in national and foreign currency have been provided as collateral:

Loan term	Annual interest rate
up to 36 months	in national currency - 23%

Benefit period - up to 3 months;
For female entrepreneurs - up to 6 months (at the same time, the head of the individual entrepreneur and the company must be a woman).

Rates for corporative clients

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Documents

Contract form - Crediting (For corporate customers)

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Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

FAQs

Still have questions? You can take a look at our Q&A database.

To open FAQs

Terms and Conditions

Required documents

For business entities with legal entity status:

1	Application
2	Resolution of the borrower’s authorized body on obtaining a loan. A copy of the borrower’s founding documents, including the latest amendments, for verification of authority
3	Collateral documents
4	KATM
5	License (if required in the relevant fields)

Requirements

№	Terms	Working Capital Loan
1	Interest Rate	For customers with a primary account: in national currency - 25%; in foreign currency - 14%; For customers with a secondary account: in national currency - 27%; in foreign currency - 15%;
2	Loan Term	Up to 36 months
3	Loan Amount	Up to the equivalent of 300,000,000 UZS (no primary account required)
4	Grace Period	Up to 3 months Up to 6 months for women entrepreneurs
5	Payment Frequency	Monthly
6	Interest Calculation Method	Differential
7	Collateral	Real estate Funds in national and foreign currencies Passenger vehicles manufactured in Uzbekistan, not older than 2 years

Security

Real estate
Funds in national and foreign currencies
Passenger vehicles manufactured in Uzbekistan, not older than 2 years