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Microcredit "Tomorkada Bog"

Through a bank branch
Microloan
In accordance with the Decree of the President of the Republic of Uzbekistan dated June 9, 2026, No. UP-108 "On measures to create intensive fruit orchards using the industrial method and support the renewal of outdated orchards," funds are allocated for the renewal of outdated orchards on household plots.
18%
Interest rate
7 years
Credit term
up to 150 000 000 soum
Loan amount
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About loan

№ Indicators
Basic conditions
1 Purpose
In accordance with the Decree of the President of the Republic of Uzbekistan dated June 9, 2026, No. UP-108 "On measures to create intensive fruit orchards using the industrial method and support the renewal of outdated orchards," funds are allocated for the renewal of outdated orchards on household plots.
2 Loan currency National currency in soums
3 Who is this highlighted to? Individuals registered as self-employed who have paid social taxный налог
4 Loan interest 18% annual
5 Loan amount not exceeding 150 million soums
6 Loan term and grace period
for a term of up to 7 years with a grace period of up to 3 years
7 Credit security
One or more of the following may be provided as collateral:
  • Deposit/deposit pledge; 
  • Motor vehicles; 
  • Real estate; 
  • Third-party suretyship. 
At the same time, if only a third party's guarantee is provided as collateral, the loan amount must not exceed 100 million soums.
8 Form of division Based on a sales (works, services) agreement, by transferring money to the accounts of the persons supplying the products.
9 Return method Differential method
10 Funding source Funds of the Ministry of Economy and Finance of the Republic of Uzbekistan. Credit funds are allocated after the signing of the general agreement with the Ministry of Economy and Finance of the Republic of Uzbekistan on the placement of resource funds.
11 Additional terms The mahalla banker, having visited the site, conducts a preliminary study of the need for seedlings to renew outdated gardens on household plots and prepares a report. The mahalla banker monitors the planting of seedlings delivered to the population by specialized companies established by the "Uzagrostar Holding" company in the relevant orchards and conducts monitoring twice a year, starting from the planting of fruit tree seedlings and ending with their fruiting.

Loan terms

Annual interest rate
18%
Maximum loan amount
up to 150 000 000 soum
Credit term
7 years
Loan target
Allocated for the renovation of outdated gardens on household plots.
Submission form
Transfer to the seller's bank account
Principal and interest repayment
Monthly
Repayment method
Differentiated
A taking out method
Bank branch
Grace period
Yes (36 months)
Size: 23.73 KB
Format: xlsx
Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet
Download the Information sheet on the main conditions of the loan
FAQs
Still have questions? You can take a look at our Q&A database.

Terms and Conditions

Required documents
  • Application;
  • The original passport of the client (co-borrower, guarantor - individual) (a bank employee takes a copy of the original passport);
  • Credit security documents;
  • Information regarding the income of the borrower (co-borrower, guarantor - individual) is studied by the bank from external sources online. In the event that it is impossible to determine information on income from external sources online, the Borrower (borrower-partner, guarantor - individual) shall submit a certificate of income.
  • Purchase and sale (performance of work, services) agreement.
Requirements

  • Individuals registered as self-employed who have paid social tax.

Security
One or more of the following may be provided as collateral:
  • Deposit/deposit pledge;
  • Motor vehicles;
  • Real estate;
  • Third-party suretyship.
At the same time, if only a third party's guarantee is provided as collateral, the loan amount must not exceed 100 million soums.

How can I get a loan?
1
To fill out an application
Taking out the loan begins with filing an application online or in one of branches of the bank.
2
Wait for a decision
The application will be processed within one working day.

Prepare the required documents. A manager will contact you, elaborate details and arrange an appointment
3
Take out the loan
Once the application is approved, we will transfer the money you paid for purchase to the seller's bank account

Calculate your loan

Necessary amount
5 000 000
soum
from 5 million soum
to 150 million soum
Loan term
84
mo
from 3 month
to 84 month
Interest rate
18
%
from 18 %
to 50 %
Repayment type:
Insurance expenses:
Average monthly payment*
... soum
Annual interest rate:
...%
Full cost of the loan:
... soum
* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.
We are happy to help you
Our consultants are here to help you with all your questions. Just give us a call or request a call back.
If you have any questions, our team will answer them.
1220, +998 71 202-01-01
Single Call Center
Work schedule: 24/7

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Online chat with the Bank's Support Service is also available.

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