Tariffs for individuals

Current tariffs

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№	Service types	Fees
1. Opening and servicing an account
1.1	Opening and closing of deposit accounts	Free of charge
1.2	Drawing up a deposit book	Free of charge
1.3	Restoration of lost deposit books	UZS 30 000 including VAT
1.4	Issuance of payment certificates in case of loss of the receipt by the client	UZS 30 000 including VAT

№	Service types	Fees
2. Maintenance of deposit accounts (Demand, Term, Savings)
2.1	Crediting cash and non-cash funds to deposit accounts	Free of charge
2.2	Transfer from the account of funds deposited in cash, according to the client's application	Free of charge
2.3*	Transfer of funds from the account credited to the deposit accounts by non-cash transfer:
a	Transfer of salary and similar payments, pensions, allowances, alimony and other first-priority payments, as well as all funds financed from the budget, at the client's request	Free of charge
b	Transfer of funds received by non-cash transfer from deposit accounts, plastic card accounts and loan accounts in Turonbank system (including the receipt of car loan funds from intermediary organizations) to replenish deposit accounts upon customer's request	Free of charge
c	Transfer at the request of the client to other accounts of compensation payments received by non-cash transfer for demolished houses to ensure the implementation of state programs in accordance with the decisions of national and local authorities	Free of charge
d	Non-cash transfer of funds received for social purposes (charity, donations from mosques, material aid, etc.) at the request of the client in non-cash form	Free of charge
e	Transfer of funds paid in cash and non-cash on deposit through JSCB Turonbank to other accounts (refund), transfer to the recipient's account of funds received by non-cash as an initial payment for loans of JSCB Turonbank on the application of the client	Free of charge
f	Transfer, at the customer's request, of funds received for purposes other than those specified in subparagraphs a, b, c, d and e	0,5%	From the amount of each transaction
2.4	Cash withdrawal of funds received on the basis of judicial decisions	0,5%	From the amount of each transaction
2.5	Cash withdrawal of funds credited by non-cash transfer, at the request of the client	1%	Payroll and equivalent payments, as well as cash receipts from loan accounts of JSCB "Turonbank" are free of charge
2.6	Cash withdrawal within the limits of cash deposited at the cash desk of JSCB Turonbank	Free of charge	Including cash withdrawal to the extent of cash deposited by the buyer to the seller (homeowner) on mortgage loans
2.7	SMS-Banking service on deposit operations	Free of charge

№	Service types	Fees
3. Servicing of plastic cards
3.1	Issue of plastic cards to individuals
a	Issue of "Uzcard" plastic cards to individuals	UZS 50 000 including VAT	With the exception of plastic cards issued for crediting wages, pensions, allowances and stipends.
b	Issue of "HUMO" plastic cards and "Humo - Visa" co-baging plastic cards to individuals	UZS 50 000 including VAT	With the exception of plastic cards issued for crediting wages, pensions, allowances and stipends.
c	Issuance of special plastic cards ‘Uzcard’ for individuals to receive a micro-loan	UZS 50 000 including VAT	For users of micro-loans to self-employed individuals.
d	Issuance of “Uzcard” plastic cards for holders of “Ustoz AI” certificate	Free of charge
3.2	Issue a new one in place of all types of lost, damaged or expired plastic cards of individuals
a	Issue of new "Uzcard" plastic cards of all types to individuals to replace lost, damaged or expired ones	UZS 50 000 including VAT	Upon expiration of plastic cards issued for crediting wages, pensions, allowances and stipends, as well as all other plastic cards that have technical defects, the issue is free of charge
b	Issue of new plastic cards "Humo" and co-baging cards "Humo - Visa" of all types to individuals to replace lost, damaged or expired ones	UZS 50 000 including VAT	Upon expiration of plastic cards issued for crediting wages, pensions, allowances and stipends, as well as all other plastic cards that have technical defects, the issue is free of charge
3.3	Withdrawal of cash in national currency from bank plastic cards
a	Cash withdrawal through ATMs working in "Uzcard" and "HUMO" system	1%	From the amount of each transaction. Regardless of the issuing bank
b	Cash withdrawal through terminals at bank cash desks on "Uzcard" and "HUMO" plastic cards	1%	From the amount of each transaction. Free of charge from plastic cards issued by Turonbank (except for the commission specified in subparagraph f of paragraph 3.3 of the Bank's tariffs)
c	Cash withdrawal by international plastic cards (Visa, Mastercard and others) through ATMs of "HUMO" payment system	from 0,5% to 3% (minimum UZS 5 000 )	From the amount of each transaction
d	Cash withdrawal by international plastic cards (Visa, Mastercard and others) through ATMs of the payment system	form 0,5% to 3%	From the amount of each transaction
e	Cash disbursed through terminals at the bank's cash desks, from special plastic cards ‘Uzcard’ issued for individuals to receive a micro-loan	1%	For users of micro-loans to self-employed individuals.
3.4	Crediting cash via ATMs operating in the “HUMO” system to plastic cards operating in the “HUMO” system	1%	Free of charge from plastic cards of “HUMO” system issued by Turonbank
3.5	Cashless transfer of funds from the account of a plastic card issued by another bank, at the request of the client	1%	From the amount of each transaction
3.6	Crediting of funds received from other banks, from accounts of legal entities and individual entrepreneurs, who are clients of other banks for other purposes, to plastic card accounts issued by JSCB Turonbank	Free of charge	Crediting of all types of funds to plastic cards of individuals – free of charge.
3.7	Interest accrued on balances on bank plastic card accounts of individuals	0%	Exception: In some cases, it is allowed to set by the Liquidity Management Committee the interest rates on the balance of funds on plastic cards issued on the wages projects of corporate organizations.
3.8	Interest accrued on balances on bank plastic card accounts of individuals receiving pensions	0%

№	Service types	Fees
4. Opening and servicing of accounts in foreign currency for individuals
4.1	Opening of demand account in foreign currency	Free of charge
4.2	Closing of demand account in foreign currency	Free of charge
a	Cash withdrawal of foreign currency received to the deposit account of an individual from other commercial banks from abroad or Uzbekistan	0,5%	From the amount of each transaction
b	Cash withdrawal of foreign currency received to the deposit account in non-cash form	1%	From the amount of each transaction
c	Statement of account balances in foreign currency	UZS 50 000 including VAT
4.3	Providing statements and letters on the transactions carried out	UZS 50 000 including VAT
4.4	Money transfers in foreign and local currency for individuals:
a	Transfer of funds from accounts of individuals in foreign currency	0,2% (maximum UZS 2 300 000 including VAT) + partner bank expences + SWIFT expenses	From the amount of each transaction
b	Transfer of remaining funds on accounts of individuals to an account in another bank	UZS 100 000 including VAT + partner bank expences	From the amount of each transaction
c	Sending a request to clarify the current status of funds sent via SWIFT at the request of clients	UZS 100 000 including VAT + partner bank expences	From the amount of each transaction
d	Sending a request to cancel or change funds sent via SWIFT system upon customer request	UZS 100 000 including VAT + partner bank expences	From the amount of each transaction
e	SWIFT expenses	UZS 200 000 including VAT	From the amount of each transaction
f	Partner bank expenses	For transactions related to US dollars – UZS 800 000 including VAT. For transactions related to EURO – UZS 500 000 including VAT. For transactions related to Roubles – UZS 300 000 including VAT.	From the amount of each transaction
g	Obtaining information on the current status of payments through the "GPI Tracker" system	UZS 250 000 including VAT	From the amount of each transaction
4.5	Receipt of certificates of payment documents and funds in SWIFT system	UZS 60 000 including VAT + partner bank expences	expenses of the partner bank are charged in the form of currency received by the partner bank
4.6	Exchange of cash currency of one foreign country for cash currency of another foreign country	At the established cross-rate	The conversion transaction is carried out at the cross-rate set by the Head Bank
4.7	Cashing out of funds in foreign and national currency within the limits of cash deposited at the bank's cash desks	Free of charge
a	Transfer of funds of individuals abroad through international money transfers	According to the agreement concluded with the international money transfer system
b	Acceptance for collection of banknotes recognized insolvent.	3%	From the amount of each banknote. At the exchange rate on the day of operation, established by the Central Bank of the Republic of Uzbekistan
c	Replacement of damaged banknotes of individuals to the national currency or an undamaged banknote of the same type	5%	From the amount of each banknote. At the exchange rate on the day of operation, established by the Central Bank of the Republic of Uzbekistan
d	Acceptance for examination of foreign currency, the authenticity of which is questionable	Free of charge
e	Exchange or enlargement of a foreign currency for a currency of the same type.	0,5%	From the amount of each banknote. At the exchange rate on the day of operation, established by the Central Bank of the Republic of Uzbekistan
f	Checking the authenticity of foreign currency	UZS 60 000 including VAT	For each certificate
g	Execution of funds transfer operations through the "Turon express" instant money transfer system	0,7%	On the amount of the transfer. The amount of the fee is charged to the sender.

№	Service types	Fees
5. Service on international plastic cards Visa international
5.1**	Opening of international plastic cards:
a	Opening a VISA CLASSIC conversion card	UZS 50 000 including VAT
b	Opening a VISA CLASSIC card	UZS 50 000 including VAT	Replenishment of these cards is possible only in cash foreign currency.
c	Opening a VISA GOLD conversion card	UZS 50 000 including VAT
d	Opening a VISA GOLD card	UZS 50 000 including VAT	Replenishment of these cards is possible only in cash foreign currency.
5.2**	Re-opening of international plastic cards (after the expiration date of the card, its loss, theft or damage and in other cases):
a	Opening a VISA CLASSIC conversion card	UZS 50 000 including VAT
b	Opening a VISA CLASSIC card	UZS 50 000 including VAT
c	Opening a VISA GOLD conversion card	UZS 50 000 including VAT
d	Opening a VISA GOLD card	UZS 50 000 including VAT
5.3	Annual maintenance of the international plastic card:
a	For VISA CLASSIC conversion card	Free of charge
b	For VISA CLASSIC card	Free of charge
c	For VISA GOLD conversion card	Free of charge
d	For VISA GOLD card	Free of charge
5.4	The minimum balance amount for an international plastic card:
a	For VISA CLASSIC conversion card	10 USD
b	For VISA CLASSIC card	10 USD	Replenishment of these cards is possible only in cash foreign currency.
c	For VISA GOLD conversion card	20 USD
d	For VISA GOLD card	20 USD	Replenishment of these cards is possible only in cash foreign currency.
5.5	The minimum initial payment for an international plastic card:
a	For VISA CLASSIC conversion card	0 USD
b	For VISA CLASSIC card	0 USD
c	For VISA GOLD conversion card	0 USD
d	For VISA GOLD card	0 USD
5.6	Cashing out foreign currency in the international plastic card account:
a	Cash withdrawal of currency through Banking Services Centers and ATMs of JSCB Turonbank from VISA international plastic cards issued by the bank	0,5%	From the amount of each transaction
b	Withdrawal of cash currency through Banking Services Centers and ATMs of JSCB Turonbank from VISA international plastic cards issued by other banks of the Republic of Uzbekistan	1%	From the amount of each transaction
c	Cash withdrawal of currency through terminals and ATMs of other banks from VISA international plastic cards issued by JSCB Turonbank	2% + partner bank expences	From the amount of each transaction
d	Withdrawal of cash currency through terminals and ATMs of JSCB Turonbank from VISA international plastic cards issued by foreign banks	1%	From the amount of each transaction
5.7	Maintenance of international plastic cards through trading terminals:
a	Servicing of international plastic cards Visa, issued by JSCB Turonbank, through the bank's customer trading terminals	Free of charge
b	Service of international plastic cards Visa, issued by JSCB Turonbank, through the merchant terminals of clients of other banks	0,5%	From the amount of each transaction
c	Internet payments through international plastic cards Visa, issued by JSCB Turonbank	0,5%	From the amount of each transaction
5.8	Other types of services for international plastic cards:
a	Return of payments made (Chargeback)	UZS 240 000 including VAT
b	SMS banking service	Free of charge
c	Issuance of statements on customer transactions made by international plastic card	UZS 50 000 including VAT
d	Repeated issuance of statements on customer transactions made by international plastic card	UZS 50 000 including VAT
e	Connecting to Internet payments	Free of charge
f	Connection of international plastic cards Visa, issued by JSCB Turonbank, to 3d Secure service	Free of charge

№	Service types	Fees
6. Services on international plastic cards MasterCard
6.1	Opening of international plastic cards MasterCard:
a	Mastercard Standard card for individuals	UZS 50 000 including VAT	These cards can only be recharged in cash in foreign currency.
b	Mastercard Standard conversion card for individuals	UZS 50 000 including VAT
c	Mastercard Gold card for individuals	UZS 50 000 including VAT	These cards can only be recharged in cash in foreign currency.
d	Mastercard Gold conversion card for individuals	UZS 50 000 including VAT
e	Mastercard Gold Tourist card for individuals	UZS 50 000 including VAT
6.2	Re-opening of international plastic cards (after the expiration date of the card, its loss, theft or damage and in other cases):
a	Mastercard Standard card for individuals	UZS 50 000 including VAT
b	Mastercard Standard conversion card for individuals	UZS 50 000 including VAT
c	Mastercard Gold card for individuals	UZS 50 000 including VAT
d	Mastercard Gold conversion card for individuals	UZS 50 000 including VAT
e	Mastercard Gold Tourist card for individuals	UZS 50 000 including VAT
6.3	Annual maintenance of the international plastic card:
a	Mastercard Standard card for individuals	Free of charge
b	Mastercard Standard conversion card for individuals	Free of charge
c	Mastercard Gold card for individuals	Free of charge
d	Mastercard Gold conversion card for individuals	Free of charge
e	Mastercard Gold Tourist card for individuals	Free of charge
6.4	The minimum balance amount of the international plastic card:
a	Mastercard Standard card for individuals	10 USD
b	Mastercard Standard conversion card for individuals	10 USD
c	Mastercard Gold card for individuals	20 USD
d	Mastercard Gold conversion card for individuals	20 USD
e	Mastercard Gold Tourist card for individuals	20 USD
6.5	Minimum amount of initial payment of an international plastic card:
a	Mastercard Standard card for individuals	0 USD
b	Mastercard Standard conversion card for individuals	0 USD
c	Mastercard Gold card for individuals	0 USD
d	Mastercard Gold conversion card for individuals	0 USD
e	Mastercard Gold Tourist card for individuals	0 USD
6.6	Cashing out foreign currency in the international plastic card account:
a	Cash withdrawal of currency from international plastic cards Mastercard issued by the bank through terminals and ATMs of JSCB Turonbank	0,5%	From the amount of each transaction
b	Withdrawal of cash currency from cards issued by JSCB Turonbank through terminals and ATMs of another bank	2% + partner bank expences	From the amount of each transaction
c	Cash withdrawal of currency from international plastic cards Mastercard issued by other banks of the Republic of Uzbekistan through terminals and ATMs of JSCB Turonbank	1%	From the amount of each transaction
d	Cash withdrawal of currency from international plastic cards Mastercard issued by foreign banks through terminals and ATMs of JSCB Turonbank	1%	From the amount of each transaction
6.7	Maintenance of international plastic cards through trading terminals:
a	Service of international plastic cards Mastercard issued by JSCB Turonbank through the bank's customer trading terminals	Free of charge
b	Service of international plastic cards Mastercard issued by JSCB Turonbank through trading terminals of clients of another bank	0,5%	From the amount of each transaction
c	Internet payments through international plastic cards Mastercard issued by JSCB Turonbank	0,5%	From the amount of each transaction
6.8	Other types of international plastic card service:
a	Refunds of payments made (Chargeback)	UZS 240 000 including VAT
b	Activation of SMS banking service	Free of charge
c	Issuance of statements on transactions made through the client's international plastic card	UZS 50 000 including VAT
d	Repeated issuance of statements on transactions made through the client's international plastic card	UZS 50 000 including VAT
e	Connecting to Internet payments	Free of charge
f	Connection of international plastic cards Mastercard issued by JSCB Turonbank to 3d Secure service	Free of charge

№	Service types	Fees
7. Transactions via the Bank's mobile application
7.1	Money transfers between plastic cards in national currency, issued by Turonbank (P2P)	0,25%	On the amount of each transaction. Free of charge up to UZS 3 mln per month.
7.2	Money transfers from plastic cards issued by Turonbank and another bank in national currency to plastic cards of another bank in national currency (P2P)	0,5%	On the amount of each transaction. Free of charge up to UZS 3 mln per month.
7.3	Making money transfers in foreign currency between international plastic cards Mastercard - Mastercard, Visa - Visa or Mastercard and Visa issued by JSCB Turonbank (P2P)	0,3%	From the amount of each transaction. Free up to USD 1,000 per month.
7.4	Payments for loans received in Turonbank by card in local currency through the Application	Free of charge
7.5	Making payments via mobile application (for utilities and other one-time payments)	Free of charge	Excluding loan payments
7.6	Opening deposits in national and foreign currencies via mobile application	Free of charge
7.7	Making conversion transactions through a mobile application	Free of charge
7.8	Opening virtual cards through the mobile application My Turon	Free of charge	The limit for opening virtual cards HUMO, as well as international cards VISA and Mastercard, is one card per registered customer.
7.9	Application for opening a new plastic card through the mobile application My Turon	UZS 50 000 including VAT
7.10	Payments via Wallet 22616..., which automatically opens in the My Turon mobile application	Free of charge	Only through the My Turon mobile application
7.11	Deposit account replenishment through the wallet 22616..., which is automatically opened in the My Turon mobile application	Free of charge	Only through the My Turon mobile application
7.12	Money transfers to Turonbank cards through the wallet 22616..., which is automatically opened in the My Turon mobile application	Free of charge	Only through the My Turon mobile application
7.13	Money transfers to cards of other banks through the wallet 22616..., which is automatically opened in the My Turon mobile application	0,5%	From the amount of the transfer
7.14	Payments through props using the My Turon mobile application	0,3%	Of the amount of each transaction

№	Service types	Fees
8. Provision of services to the population
8.	For utilities and other one-time payments accepted from individuals:
8.1	Making one-time payments accepted from individuals	From each payment 0.5% but not less than UZS 10 000, 0 and no more than UZS 1 000 000,0 including VAT.	The commission fee is not charged from clients for payments for all types of public utilities, tax, charity, treasury payments, transfer of funds to plastic cards of JSCB “Turonbank,” payments for services of JSCB “Turonbank,” acceptance of payments from the public to the accounts of JSCB “Turonbank” clients, payments to the manufacturer's account for the purchase of new cars in car dealerships, payments to the organization's account for the purchase of cars on the primary market at the expense of car loans of JSCB Turonbank, payments for all types of state duties (excluding customs duties) and administrative fines, state services provided through the Public Service Centers, including through the Unified Portal of Interactive State Services, as well as payments to institutions of pre-school, general secondary, specialized secondary, vocational, higher and postgraduate education, retraining, advanced training and health care, payments charged by the bodies of the Bureau of Enforcement for compulsory execution of judicial acts and acts of other bodies, payments for the electronic trading platform “E-auksion” and the automated information system “K-Savdo,” payments for tickets for air, rail and other public transportation, paid through the “Munis” payment system, and when collecting the banking service at the expense of the organization under the agreement.

№	Service types	Fees
9. Providing services to individuals on loans:
9.1	Cash disbursement of loans granted to individuals	1%	Cash disbursement, if cash disbursement is specified in the Credit Agreement

* - Services for funds received under the budget, treasury, ISPS are provided Free of charge.
** - International plastic cards are opened within 3 banking business days.
Note:
- Tariffs for banking services are approved in Uzbek language, and in case of any ambiguity between the bank and the client in the conclusion with clients in foreign languages, please refer to the text in Uzbek language.

Reminder: When providing services not specified in these tariffs, Banking Services Centers managers have the right to charge additional fees for services by signing an additional agreement to the contract in the manner prescribed by law.