Micro-loan - JSCB «Turonbank»

About loan

A microloan is a monetary fund provided by a bank to individuals for up to 100,000,000 UZS based on the borrower’s average monthly salary (income) and under the conditions of repayment, payment ability, collateral, and term.

Loan amount	Interest rate	Loan term	Initial payment	Loan repayment method	Grace period
Up to UZS 100 mln.	29,9%	4 years	no	annuity differential	no

A microloan is provided to individuals in the national currency, "so'm," either by transferring funds to a bank card in a non-cash form or in cash.

The client's loan payments must not exceed 50% of their average monthly income.

Sample of a micro-loan agreement

Loan terms

Annual interest rate

29,9%

Maximum loan amount

Up to 100 000 000 soums

Credit term

Up to 48 months

Loan target

For any purposes

Submission form

Cash, By crediting to the card

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Tariffs for individuals

Size: 22.11 KB
Format: xlsx

Download file

Documents

Offer agreement for allocation of ”Online" micro-loan

Size: 245.59 KB
Format: pdf

Download file

Sample of a micro-loan agreement

Size: 176.29 KB
Format: pdf

Download file

Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet

Download the Information sheet on the main conditions of the loan

Information sheet

FAQs

Still have questions? You can take a look at our Q&A database.

To open FAQs

Terms and Conditions

Required documents

Application;
Document confirming the identity of the microloan recipient (passport or military ID for military personnel);
Collateral documents provided by the client, if applicable.

Microloan Collateral:

As loan security, a third-party guarantee, an insurance policy, or a pledge of liquid assets is accepted.

Requirements

The borrower must have an official source of income for the last 6 months.
The debt burden ratio for the microloan must not exceed 50%.
The borrower must be a citizen of the Republic of Uzbekistan, at least 21 years old at the time of applying for the microloan, not older than 60 years, and have a permanent place of residence.

Security

Personal guarantee;
Loan repayment risk insurance policy;
If the loan amount exceeds 50 000 000 UZS, movable or immovable property is required as loan collateral.

Calculate your loan

Necessary amount

1 000 000

soum

from 1 million soum

to 100 million soum

Loan term

from 1 month

to 48 month

Interest rate

29.9

from 29.9 %

to 29.9 %

Repayment type:

Annuity Differential

Insurance expenses:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

... soum

Submit application

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.