Micro-loan - JSCB «Turonbank»

About loan

A microloan is a loan of up to UZS 20 mln provided by a bank to individuals.

Loan amount

Interest rate

Loan term

Initial payment

Loan repayment method

Grace period

Up to UZS 20 mln.

29%

3 years

no

annuity
differential

no

Microloans are allocated to individuals in a non-cash form by transferring to a bank card or in cash in the national currency - "UZS".

Client loan payments must not exceed 50% of the average monthly income.

An online microloan is allocated only to holders of the salary plastic card of JSCB "Turonbank" in the amount of 50% of the average monthly salary credited to the plastic card, but not exceeding 10 times the minimum wage on the terms of payment, term, security and repayment to plastic cards through a mobile application “MyTuron” (Temporarily suspended).

Online microloan is provided for a period of 3 months at 29% per annum.

Offer agreement for allocation of ”Online" micro-loan
Sample of a micro-loan agreement

Loan terms

Annual interest rate

29%

Maximum loan amount

Up to 20 million soums

Credit term

Up to 3 years

Loan target

microloan

Submission form

Cash, By crediting to the card

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Tariffs for individuals

Size: 21.80 KB
Format: xlsx

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Documents

Offer agreement for allocation of ”Online" micro-loan

Size: 245.59 KB
Format: pdf

Download file

Sample of a micro-loan agreement

Size: 176.29 KB
Format: pdf

Download file

Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet

Download the Information sheet on the main conditions of the loan

Information sheet

FAQs

Still have questions? You can take a look at our Q&A database.

To open FAQs

Terms and Conditions

Required documents

• application;

• a copy of the passport (or a document replacing the passport);

• documents for securing the loan.

Collateral for microloan:

• As a security for the loan, a surety of third parties, an insurance policy or a pledge of liquid property is accepted.

Requirements

The borrower provides one of the following types of collateral:

pledge of immovable property (except residential buildings) with the right of land use;
pledge of vehicles in accordance with the requirements of the current Credit Policy of the bank (insured against all risks);
gold jewelry or securities (written consent of the borrower's spouse is required);
surety of legal entities and individuals;
a credit risk insurance policy, a guarantee of funds on the deposit (the consent of the spouse is required).
other liquid property.

Security

Calculate your loan

Necessary amount

1 000 000

soum

from 1 million soum

to 20 million soum

Loan term

from 3 month

to 36 month

Interest rate

from 10 %

to 50 %

Repayment type:

Annuity Differential

Insurance expenses:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

... soum

Issue a loan

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.

Loan amount	Interest rate	Loan term	Initial payment	Loan repayment method	Grace period
Up to UZS 20 mln.	29%	3 years	no	annuity differential	no