Mortgage loan (no official income)

About loan

Citizens wishing to buy an apartment from newly built housing in the primary market, to rebuild or reconstruct a private house, Turonbank provides favorable mortgage loans even to those who do not have official income.

It is realized on the basis of the Decree of the President of the Republic of Uzbekistan "On measures of realization of the program of providing the population with accommodation due to mortgage loans on the basis of market principles in 2023".

Mortgage loan without subsidies at the expense of the Ministry of Finance of the Republic of Uzbekistan
Loan amount	in the Republic of Karakalpakstan and regions – up to UZS 330,000,000 in Tashkent – up to UZS 420 000 000
Loan term	20 years
Interest rate	17,0%	17,5%	18%
Initial payment	from 30% to 60%	from 60% to 70%	above 70%
Loan repayment method	Annuity and differential

Video

Loan terms

Annual interest rate

17%

Maximum loan amount

420 000 000 soum

Credit term

up to 20 years

Loan target

To buy a house

Submission form

Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

Tariffs for individuals

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Format: xlsx

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Documents

Contract sample - Mortgage loan (no official income)

Size: 223.98 KB
Format: pdf

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Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet

Download the Information sheet on the main conditions of the loan

Information sheet

FAQs

Still have questions? You can take a look at our Q&A database.

To open FAQs

Terms and Conditions

Required documents

Passport or ID card;
Certificate confirming the availability of the down payment;
Preliminary purchase and sale agreement;
Certificate of money transfers by the borrower (and co-borrowers) from abroad to the Republic of Uzbekistan for the past 6 months, as well as registration on the labor.migration platform.

Requirements

Requirements for obtaining a mortgage loan:
The applicant must be a citizen of the Republic of Uzbekistan, at least 21 years old and no older than 60 years;
The borrower must have a positive credit history.
During the process of obtaining the loan, the borrower will incur the following expenses:
Expenses for the notarially certified purchase and sale agreement;
Expenses for preparing cadastral documents for the apartment;
Insurance costs.

Security

pledge of property;
credit default risk insurance policy.

Calculate your loan

Minimum initial deposit

from 30 %

to 50 %

Necessary amount

1 000 000

soum

from 1 million soum

to 420 million soum

Loan term

240

from 12 month

to 240 month

Interest rate

from 17 %

to 18 %

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

... soum

Issue a loan

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.