Micro-loan "Mahallada biznes" - JSCB «Turonbank»

About loan

Product Purpose	Provision of loans to self-employed citizens to start their own business
Interest Rate	25%
Loan Amount	Up to UZS 50,000,000
Loan Term	Up to 48 months
Grace Period	3 months (on the principal)
Special Conditions	loan funds are disbursed after obtaining and approving a positive conclusion issued by the mahalla banker or the head of the mahalla bankers’ department; granted to citizens permanently registered in mahallas assigned to JSCB Turonbank; Intended for self-employed citizens; for loans issued for livestock development, the livestock must be actually delivered and identified (tagging method) by the district (city) Veterinary Department.

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Loan terms

Annual interest rate

25%

Maximum loan amount

Up to 50 000 000 soums

Credit term

Up to 48 months

Loan target

Granted to self-employed individuals who pay social tax.

Submission form

Cash, By crediting to the card

Principal and interest repayment

Monthly

Repayment method

Differentiated

A taking out method

Bank branch

Grace period

Yes (3 months)

Tariffs for individuals

Size: 22.32 KB
Format: xlsx

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Documents

Offer agreement for allocation of ”Online" micro-loan

Size: 245.59 KB
Format: pdf

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Sample of a micro-loan agreement

Size: 176.29 KB
Format: pdf

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Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet

Download the Information sheet on the main conditions of the loan

Information sheet

FAQs

Still have questions? You can take a look at our Q&A database.

To open FAQs

Terms and Conditions

Required documents

Application form;
Identification document of the microloan borrower (passport or military ID for military personnel);
Collateral documents, if provided by the client.

Requirements

The borrower must be a citizen of the Republic of Uzbekistan, aged at least 19 at the time of signing the contract and not older than 65, with permanent residence.
Must be self-employed.
The loan is granted to clients who have no outstanding debts with the Bureau of Compulsory Enforcement (MIB).

Security

third-party guarantee (the guarantor must have an official source of income for at least 6 months);
a loan default insurance policy is issued (the insurance contract must include a clause stating that if payments are overdue by more than 90 days according to the repayment schedule, the insurance company shall repay the outstanding debt within 10 business days upon the bank’s first official demand);
depending on the loan amount, the portion not covered by the individual guarantor shall be secured by an insurance policy.

Calculate your loan

Necessary amount

1 000 000

soum

from 1 million soum

to 50 million soum

Loan term

from 1 month

to 48 month

Interest rate

from 25 %

to 25 %

Repayment type:

Annuity Differential

Insurance expenses:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

... soum

Submit application

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.