Mortgage loan "primary market' - JSCB «Turonbank»

About loan

Mortgage loan for the purchase of housing in the primary market at the expense of the mortgage refinancing company
Loan amount	Up to 800,000,000 sum for the purchase of housing in the city of Tashkent Up to 500,000,000 soums for the purchase of housing in the Republic of Karakalpakstan and regions
Interest rate	20%
Loan term	20 years
Down payment	26%
Repayment method	Annuity or differential (at the client's request)

PROCEDURE FOR ISSUING A MORTGAGE LOAN

The procedure for allocating mortgage loans to the population for the purchase of housing on the primary market at the expense of the Uzbek Mortgage Refinancing Company is carried out in the following stages:

Stage 1. A citizen, based on their ability to pay, chooses housing for sale in the primary market based on their choice and concludes a contract with a contracting organization.

Stage 2. The citizen submits the necessary documents to the branches of the commercial bank along with the application for a mortgage loan for the purchase of the chosen apartment.

Stage 3. After reviewing the application, the bank issues a mortgage loan to the potential borrower.

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Loan terms

Annual interest rate

20%

Maximum loan amount

UZS 800 000 000

Credit term

up to 20 years

Loan target

Housing loan

Submission form

By crediting to the card, Transfer to the seller's bank account

Principal and interest repayment

Monthly

Repayment method

Differentiated, Annuity

A taking out method

Bank branch

Grace period

No (no)

Tariffs for individuals

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Format: xlsx

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Take out a loan online

You can apply for a loan at a Bank branch or on the website. Online applications are accepted around the clock and are processed quickly.

Fill in the online application form. Our employee will contact you and tell you about the conditions of registration and issue.

Information sheet

Download the Information sheet on the main conditions of the loan

Information sheet

FAQs

Still have questions? You can take a look at our Q&A database.

To open FAQs

Terms and Conditions

Required documents

statement
borrower's passport (if there are co-borrowers);
a document confirming the ownership right to a residential house or apartment acquired through a mortgage loan, or a document confirming the borrower's right to a land plot (permanent use, lifelong inheritable possession, owner) for individual housing construction in the manner prescribed by law, or a document confirming the right to a reconstructed individual residential house;
a copy of the project for the construction and reconstruction of an individual residential building, agreed upon in accordance with the established procedure and approved by the borrower;
a preliminary purchase and sale agreement signed by the borrower and the seller;
Bank certificate confirming the placement of at least 25% of the loan amount in a savings account opened in the borrower's name at Turonbank JSCB and/or a preliminary estimate of the value of the construction materials purchased by the borrower and/or the construction and installation work performed.
report of an independent appraiser on determining the market value of the property;
Other documents, which, in necessary cases, must be requested to verify the accuracy of the information specified in the submitted documents.

Requirements

In the process of obtaining a loan, the borrower bears the following expenses:

expenses under the notarized purchase and sale agreement;
expenses for the preparation of cadastral documentation for the apartment;
Insurance expenses.

Security

third-party guarantee;
property pledge;
loan default risk insurance policy.

Calculate your loan

Minimum initial deposit

from 26 %

to 50 %

Necessary amount

200 000 000

soum

from 10 million soum

to 800 million soum

Loan term

240

from 12 month

to 240 month

Interest rate

from 20 %

to 50 %

Repayment type:

Annuity Differential

Insurance expenses:

Notary expenses:

Collateral assessment costs:

Average monthly payment*

... soum

Annual interest rate:

...%

Full cost of the loan:

... soum

Submit application

Information sheet

* The calculation is preliminary. The exact amount of the monthly payment will be determined by the bank based on the results of consideration of the application.